you as the financial products consumer empowered in the way you manage your budget,
borrow money, protect against the perils to your life and property, and invest for
the future.
Now imagine your empowerment being potentially FREE!
Call or email now for an appointment to find out how.
Welcome to Income-Tacts
Income-Tacts was founded by Efren Ll. Cruz and J. Randell Tiongson. The e-Forum is
maintained by the Personal Finance Advisers Philippines Corporation or PFA. Income-Tacts
is dedicated to the Global Pinoy who wants to improve his financial standing through
simple yet effective money management strategies.
The site, as with its founders and PFA, is truly independent. The site does not
sell or endorse any financial product. It will, however, commend best practices
through its "Eye on the Best" discussion forum.
Authoritative - Efren Ll. Cruz and J. Randell Tiongson are both Registered Financial
Planners from the RFP Philippines. PFA is the Philippines' first "International Best
Provider" of workplace finance education as recognized by the Personal Finance Employee
Education Foundation of the US.
Interactive and Collaborative - Members can post any question on personal finance
and the founders as well other members will provide the best answers based on their
expertise and experience.
Financial Planning Tools - The financial calculators that come with two of the country's
bestselling personal finance books, "Pwede Na! The Complete Pinoy Guide to Personal
Finance" and "Pwede Na! The Complete Pinoy Guide to Retirement and Estate Planning"
may be downloaded from Income-Tacts. Just follow the link with the book icon.
Personal Finance News - On weekdays, Income-Tacts provides links to the relevant
personal finance news for the Global Pinoy.